Recent financial crises have led many economists and policy makers to ask if it is possible to design a financial system that is both efficient and safe. Examining the history of credit and payments in America, this collection looks at the development of a number of institutions that form the basis of today's financial systems. With modern methods of banking under scrutiny, and calls to reduce the role of government and the central bank, the American historical experience can inform decisions about restructuring the financial system for the future. The volumes in this collection are organized thematically and examine the history of key financial institutions before and after the establishment of the Federal Reserve. These cover building and loan associations, provident loan societies, Morris Plan banks, domestic exchanges, non par banking and central banking. Documents come from a variety of archive and periodical sources. Scholarly apparatus includes a general introduction, volume introductions; headnotes, endnotes and a consolidated index. The collection will be of value to economic historians and policy makers.
Part I Volume 1: Building and Loan Associations Joseph Walker (ed.), Mutual Benefit Building and Loan Associations (1852); Edmund Wrigley, The Working Man's Way to Wealth (1872); C F Southard, 'The Dangerous Side of Building Associations' (1888); William Wheeler Thornton and Frank H Blackledge, The Law Relating to Building and Loan Associations (1898); Charles N Thompson, A Treatise on the Law of Building and Loan Associations with Forms (1899); Seymour Dexter, A Treatise on Co-operative Savings and Loan Associations (1900); Joseph Hoffman Sundheim, Law of Building and Loan Associations ([c.1922]); Henry Morton Bodfish, Money Lending Practices of Building and Loan Associations in Ohio ([1927]) Volume 2: Provident Loan Societies Robert T Hill, 'Notes on Provident Institutions in Arkansas, Tennessee, and Texas' (1888); First Annual Report of The Provident Loan Society of New York (1895); E W Brabrook, Provident Societies and Industrial Welfare (1898); Proceedings of the National Federation of Remedial Loan Associations (1909); Robert W Sharp, The Chattel Mortgage Loan Business (1910); Conference Report relative to Bill (H.R. 8768) (1916); Clarence Hodson, Money-Lenders, License Laws and the Business of Making Small Loans (1918); The Provident Loan Society of New York (1920) Volume 3: Savings Banks and Morris Plan Financial Institutions Savings Banks: Emerson W Keyes, A History of Savings Banks in the United States from their Inception in 1816 down to 1874 (1876); John P Townsend, 'Savings Banks' (1878); Seymour Dexter, 'Co-operative Building and Loan Associations in the State of New York' (1888); Jeremiah Whipple Jenkins, 'Report on Savings Banks and Building Associations of Illionois' (1888); John P Townsend, 'Savings Banks in the United States' (1888); Henry W Wolff, Co-operative Banking: Its Principles and Practice (1907) Morris Plan Financial Institutions: Arthur J Morris, A Register of his Papers in the Library of Congress [manuscript]; Robert McBlair, The Morris Plan of Industrial Banking (1913); Harold G Moulton, Principles of Banking (1916); The Morris Plan of Industrial Loans and Investments, 2nd edn (1917); Thrift: The Morris Plan Bulletin (1918-19)