American families and businesses are going bankrupt because they don't realize there are affordable new ways to get health insurancewithout a traditional employer plan.
The New Health Insurance Solution explains how you can get better, cheaper, and safer health insurance, and save thousands of dollars a year on all your healthcare costs. The book also explains why you should take your spouse and children OFF your employer health plan, how to use the new Health Savings Accounts (HSAs) to get a double tax break, how to cut prescription drugs costs by 500r more, how to get health insurance between jobs, and how to get affordable health care for yourself or your parents in retirement
The New Health Insurance Solution can help you save thousands of dollars annually if:
*You work for a company that provides health insurance and need to choose the best optionsHealth Savings Accounts, FSAs, HRAs, and more
*You're self-employed, an independent contractor, or your employer doesn't provide health insuranceyou can probably get coverage on your own for about $94/montha fraction of what an employer would have to pay
*You pay extra to cover your spouse or children under your employer-sponsored planyou might save half the price by taking them off your employer plan
*You own a small business and are getting killed by double-digit premium increasesyou can now give employees tax-free money to buy their own plans and get your company out of the insurance business
*You can't find affordable health insurance because you or a child have an expensive preexisting medical problemyour state has a program to provide you with guaranteed coverage
*You're currently putting money into an IRA or a 401(k)because you don't realize that an HSA is always a better option
*You're unsure how you or your parents will be able to afford health insurance during retirement, or how to maximize benefits from Medicareincluding the new Part D prescription drug plan
Most Americans receive health insurance from their employers, and lose their health insurance when they lose their jobs, but that's about to change. The New Health Insurance Solution explains how you can profit from recent changes in the law and in the healthcare industry that have put good quality, affordable health care within the reach of millions of Americans. Combined with tax-free Health Savings Accounts (HSAs), consumers have a wealth of new options. But how do you choose what's right for you?
Inside, you'll discover:
*How to buy affordable insurance that is better, safer, and half the price of an employer's plan
*How to accumulate $500,000+ in your HSA and use the money for retirement
*Why you should fully fund an HSA before putting money in an IRA or 401(k)
*How to slash prescription drug costs
*How business owners can use HSAs and HRAs to save money and improve employee benefits
*Plus: a state-by-state guide for insurance shoppers and much more
Drawing on his background as an economist and entrepreneur, author Paul Zane Pilzer also explains how businesses can fix their health insurance nightmare, cutting costs dramatically while still attracting good employees and providing high-quality coverage. The New Health Insurance Solution is the definitive guide to the new ways every American can now get affordable health care.