The issue of generational transfers is growing in importance. Populations are ageing, placing an increasing burden on provision of pensions, health care and other welfare services. In many nations the imbalance between a growing, older generation, supported by a shrinking younger generation, has fuelled debates about intergenerational justice. The key argument being that political and institutional developments over the last century have been to the advantage of older generations at the expense of current younger and future generations. But this only addresses half of the story, neglecting the flows of resources, through private, family channels. One key response to the growing fiscal problem of ageing societies has been to focus responsibility on self-funding and familial support. The growth of asset values, particularly housing, which are concentrated among the elderly, underpin such strategies. But this exposes new risks as potentially extractable resources are determined by wider fluctuations in the economy, and housing markets in particular. Clearly, these cohort effects, and responses to them, play out differently in different national developmental settings, depending on long-run patterns of economic, social and demographic change. This collection address these issues and provides original insights across different international contexts. The collection focusses on financial and non-financial transfers, generational interdependencies, and the role of labour and housing markets in welfare support, set against the changing economic landscape following the Great Financial Crisis of 2007. Although institutional and national differences exist the key emerging issues are the same: the financial and welfare challenges of supporting aging in societies; inequalities in the availability of assets across individuals, families and nations; and the extent to which private asset accumulation can support families over the life course. Drawing from examples across European countries, this collection will nonetheless be relevant to researchers and policy makers in other nations addressing the complexities of providing welfare across the life course in the face of restricted financial resources.
Preface:
Beverley A Searle
Chapter 1: Generational interdependencies and Welfare
Beverley A Searle (and Integrate Team)
Chapter 2: Support from Parents during young adults transition to adulthood
Tom Emery
Chapter 3: Determinants of Young Peoples Homeownership Transitions Before and After the Financial Crisis: The UK in a European Context
Caroline DeWilde, Christa Hubers and Rory Coulter
Chapter 4: Homeownership-based welfare? Wealth options of owner-occupiers and tenants in Great Britain
Adriana M Soaita and Beverley A Searle
Chapter 5: Homeownership and family transitions within a Nordic welfare state
Hans C Sandlie and Lars Gulbrandsen
Chapter 6: Financial Transfers, co-residence and childcare between adult children and parents: A life course approach from SHARE: Sweden, Denmark, Germany, France, Italy and Spain.
Sally Bould, Gunther Schmaus and Roxana Eleta-de Filippis
Chapter 7: Older home owners and generational transfers
Peter Williams
Chapter 8: State Pensions, poverty and social inclusion during austerity time - the paradigm of Greece
Gabriel Amitsis
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