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Finance for Small and Medium-sized Enterprises in the Caribbean

Finance for Small and Medium-sized Enterprises in the Caribbean

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Small and medium-sized enterprises (SMEs) are seen as the engine of economic growth and employment creation in the Caribbean, as in other parts of the world. This study explores the difficulties such enterprises have in accessing long-term financing and how these could be overcome. The book reports the results of a survey of SMEs from ten Caribbean countries, and a parallel study of lending institutions that might be expected to offer finance to SMEs. The author offers a commentary on the differing perspectives of SMEs and lenders to the problem of finding affordable long-term financing, and suggests policy options for improving access to finance for this sector

1 Business characteristics 3
2 Requests for debt finance 17
3 Requests for equity finance 29
4 Requests for grants 31
5 The finance needs of businesses 35
6 Skills and training needs of SMEs 49
7 Business characteristics of lenders 53

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