This book presents and discusses various economic and financial issues with a particular focus on how these issues and policies directly affect consumers. Topics discussed include the affect of audit risk on credit risk; responsibility in the new age of health care; profitability determinants; selection of risk factors in automobile insurance; sticky credit spreads, macroeconomic activity and equity market volatility; consumer search with uninformed buyers and imperfect recall; and, the role of money-growth targeting.
Preface; Classifying the Tenge-Dollar Regime 2001-2008: An Application of the Reinhart-Rogoff Taxonomy; Martingales & Wide Band Exchange Rate Regimes: The Tenge-Dollar Case Since the February 2009 Devaluation; The Affect of Audit Risk on Credit Risk; Reciprocity & Responsibility in a New Age of Health Care; Assessing Needs & Opportunities of a Risk Management Approach to ERP Projects; Cultural Diversity, Immigration & Trade: A Study of Nine OECD Host Countries; Selection of Risk Factors in Spanish Automobile Insurance; Profitability Determinants: Differences Between Service & Manufacturing Portuguese SMEs; Sarbanes-Oxley Act to Corporate Finance; Sticky Credit Spreads, Macroeconomic Activity & Equity Market Volatility; Consumer Search with Uninformed Buyers & Imperfect Recall; On the Role of Money-Growth Targeting Under an Inflation-Targeting Regime; An Enhanced Approach to Energy Economics Through the Integration of Exergy & Economics: A Critical Review of Exergy-Based Economic Methods; Index.