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Consumer Credit Fundamentals

Consumer Credit Fundamentals

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  • ISBN:9780230220157
  • Editorial: Palgrave
  • Fecha de la edición:
  • Número de la edición: 2
  • Encuadernación:
  • Dimensiones: 0 cm x 0 cm
  • Nº Pág.:240
  • Idiomas:Ingles

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This book provides a complete introduction to and unique perspective on all aspects of consumer credit. It features a broad cross-disciplinary text, using non-technical language. It is suitable for a wide international audience from a variety of disciplines. Despite the huge expansion in consumer credit in the last 25 years there are very few texts describing the operation of consumer credit markets. "Consumer Credit Fundamentals" is the first book to provide a broad cross-disciplinary introduction to the subject. It covers the history of credit, the types of consumer credit available, how credit is granted and managed, the legal framework within which commercial lenders must operate, as well as consumer and ethical issues. It offers a complete, well-rounded and practical introduction to consumer credit.

1 Introduction 1
2 Products and Providers 11
3 The History of Credit 33
4 Ethics in lending 54
5 Legislation and Consumer Rights 78
6 The Economics of Credit and its Marketing 101
7 Credit Granting Decisions 138
8 Credit Reference Agencies 166
9 Credit Management 191
App. A The Calculation of Interest and APR 221

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