Colinvaux presents a thorough but concisely written analysis of all areas of insurance law. Beginning with the contract and insurance policies, it goes on to consider the parties involved, before examining individually marine, life, accident, liability and motor vehicle insurance. It provides a much needed update to insurance law literature at a time of far-reaching litigation and statutory developments. The Statements of Insurance Practice have recently been scrapped, motor insurance law has been entirely revised and new standard marine insurance clauses have been created, while in 2005 the regulatory regime changed fundamentally with the Financial Services Authority taking on regulation of insurance companies and intermediaries. The features of this book include: gives a detailed account of all the essential components of insurance law; renowned for a crisp, analytical style that succinctly explains complex topics; covers the host of recent developments that have transformed the law in this area; deals with the new regulatory regime under the Financial Services Authority; incorporates recent case law that has re-examined many long established principles; features in this edition enhanced practical discussion of topics such as misrepresentation and non-disclosure, mistake, subrogation, and waiver/estoppel.
Part 1: Policies of Insurance
1.Contract of Insurance
2.Jurisdiction and Applicable Law
3.Construction of the Policy
4.Insurable Interest
5.The Risk
6.Non-Disclosure and Misrepresentation
7.Conditions and Warranties
8.Loss of Defences
9.The Premium
10.Indemnity
11.Reinstatement
12.Claims and Arbitration
13.Property in Policies
Part 2: Parties to Insurance Contracts
14.The Insurer
15.The Assured
16.Agents
17.Protection of Assured Against the Insolvency of Insurers
Part 3: Special Types of Insurance
18.Life Insurance
19.Accident Insurance
20.Property Insurance
21.Liability Insurance
22.Motor Vehicle Insurance
23.Financial Insurance
24.Marine Insurance
25.Reinsurance